Credit Card

I overpaid on my credit card. Why don't I see an orange "Request Refund" button.
Thank you for reaching out to us. Please visit the vendor activity table for the vendor for which you would like to request a refund. If you are eligible fo...
Thu, 7 Oct, 2021 at 9:56 AM
Why did I receive a finance fee and how is it calculated?
A finance charge is any fee representing the cost of credit or the cost of borrowing money. In the simulation, finance fees are incurred in three ways o...
Tue, 18 Feb, 2020 at 7:10 AM
What are the late fees and points associated with my credit card?
Surge Credit Card terms and conditions are available at Student Home>Vendor Selections and select the Credit Card tab and on the credit card vendor p...
Tue, 18 Oct, 2022 at 3:11 PM
How do I get a refund for an over payment on my credit card account.
Thank you for reaching out to us. Please visit the vendor activity table for the vendor for which you would like to request a refund. If you are eligible f...
Thu, 7 Oct, 2021 at 9:55 AM
How can I find out what I owe on my credit card bill and when it is due?
To view a credit card bill/invoice, login to your Budget Challenge student account. Next, select the Vendors tab and Credit Card from that menu. Once on th...
Fri, 21 Jun, 2019 at 8:51 AM
What are the credit card rules?
Here are some other rules to keep in mind for the credit card bill:   There will be between $600 and $900 of new charges each month. The individual char...
Wed, 13 Dec, 2023 at 2:16 PM
What are the daily transactions on my credit card bill?
The credit card in the simulation is used to charge the daily types of transactions like food, car expenses, gas, doctor expenses, pharmacy charges, charita...
Fri, 21 Jun, 2019 at 8:52 AM
Do I receive a deduction in points if I have finance charges on my credit card?
The finance charges on your credit card will trigger a deduction of points.  I would recommend using the Cash Flow Budgeting Tool (CFB)  as you go thro...
Wed, 9 Nov, 2022 at 1:22 PM
Do I need to pay off my credit card in full before the end of the simulation?
Thank you for contacting us.  You do not have to pay off your credit card balance and you will not lose any points for owing money on your credit card at t...
Tue, 20 Mar, 2018 at 3:55 PM
How do I avoid paying a finance fee?
Thank you for contacting us.   To avoid incurring a finance fee, you need to pay your credit card balance on time and in full each month.  
Mon, 27 Jun, 2022 at 9:22 AM